Comprehensive Insurance Solutions
Group Insurance Solutions
- Group medical, dental, vision, life, disability, EAP, pre-tax benefits, COBRA, and more — for organizations of all sizes
- We meet each client where they are in their benefits journey, aligning strategic goals with the realities of their budget. As costs continue to rise across all areas of employee benefits, we work collaboratively to evaluate options and implement solutions that deliver the greatest value. Our approach is thoughtful, strategic, and focused on supporting both organizational objectives and long-term sustainability.
Individual Insurance
- Individual medical, dental, vision, life, and disability coverage
- Individual medical, dental, vision, life, and disability coverage
- Medicare support, including guidance for initial enrollment and help navigating supplemental plan options
- Navigating Medicare can be complex, but you don’t have to do it alone. We provide knowledgeable, personalized guidance to help you understand your options and choose the coverage that best fits your needs
Medicare Coverage
A
Hospital Insurance
Inpatient hospital, skilled nursing, hospice, home health
$0 premium for most; deductible/coinsurance applies
B
Medical Insurance
C
Medicare Advantage
D
Prescription Drugs
Prescription medications Monthly premium, deductible, and copays.
Medigap
Medicare Supplement
Gaps in A & B (deductibles, copays). Monthly premium to private insurers.
Medicare support, including guidance for initial enrollment and help navigating supplemental plan options
Navigating Medicare can be complex, but you don’t have to do it alone. We provide knowledgeable, personalized guidance to help you understand your options and choose the coverage that best fits your needs
A
Hospital Insurance
Inpatient hospital, skilled nursing, hospice, home health
$0 premium for most; deductible/coinsurance applies
B
Medical Insurance
C
Medicare Advantage
D
Prescription Drugs
Prescription medications Monthly premium, deductible, and copays.
Medigap
Medicare Supplement
Gaps in A & B (deductibles, copays). Monthly premium to private insurers.
Medigap (Medicare Supplement) Plan Comparison
Medigap plans are standardized with letters (Plan A, B, C, D, F, G, K, L, M, N), where plans with the same letter offer the same benefits
- Best for Lowest Out-of-Pocket: Plans F and G (Plan G is for new enrollees) cover the most, including Part B excess charges.
- Best for Lower Premiums: Plans K, L, and N offer lower premiums but higher cost-sharing.
- Key Coverage: All Medigap plans cover Part A coinsurance, but only some cover the Part B deductible or foreign travel emergencies.
